*Annual Percentage Rate (APR) effective as of 4/21/14. Check with Fidelity for the full range of flexible rates and terms that are available. Promotional rate requires automatic deduction of payments from a Fidelity Choice Banking (Classic, Fidelity or Green Choice Checking) account and a loan term of up to 60 months. It is also based upon a maximum loan-to-value of 80% and debt-to-income of no more than 43%. “No Fees” feature is available on loans greater than $24,999.99 new money, defined as money not currently borrowed from Fidelity Bank. It is based upon Fidelity’s waiver of all closing costs. “No Fees” loans must remain open for at least 36 months and if closed sooner, borrower agrees to repay Fidelity all waived closing costs. Minimum loan amount is $10,000.00 on 1-4 family owner- occupied properties only. First and second liens only. Property insurance with Fidelity Bank named as mortgagee is required; flood insurance required if applicable. Loans of $100,000.00 or more require title insurance. Example: 60 monthly payments of $18.05 per $1,000 borrowed. Subject to credit approval. Offer may change or discontinue at any time.